Reviews & Testimonials

Our clients and colleagues have benefitted from our divorce planning services and you can, too. Here’s what some of them had to say…


Testimonials From Industry Professionals

I trust Sandy to educate my clients regarding scenarios for equitable settlements, tax issues, dividing pensions and the many other financial topics in divorce. I highly recommend her unique services to my clients and colleagues to help them make smart financial choices during divorce.

The Honorable Marietta Shipley - Retired judge and current-day mediator

When my divorcing clients work with Arons & Associates, I am confident they are prepared to make informed financial choices. I consistently receive very positive feedback regarding Sandy’s services and I am glad to have Arons & Associates as a resource.

Jan Walden - Attorney

I have collaborated with Sandy in several cases. I have been the coach/facilitator in these cases and Sandy has been the financial neutral expert. And I have referred some of my clients to her to help them discover financial solvency. Clients have universally enjoyed working with Sandy. She provided them a clear picture of their financial circumstances and offered options for how to move forward. She helped clients become grounded in their financial reality and this helped them manage their fears.

Dr. David McMillan - Psychologist

I have referred numerous individuals and couples to Sandy Arons for financial guidance. She has consistently provided assistance to them in their challenging journey of considering or pursuing a divorce. Sandy’s expertise in finance and mediation, along with her compassionate straightforwardness, combine to prove her an invaluable resource to couples who need information and direction during divorce.

Trisha Hothorn - LCSW

Sandy has been of tremendous help to a number of my clients who are considering—or are in the process of—divorce. She is able to clarify so many of the complex financial details that are involved and she gives them confidence they understand what settlement options are fair. My clients are so relieved to know there is someone with the financial expertise to assist them during a very difficult time in their lives. She consistently helps them avoid potentially disastrous financial mistakes.

Dr. Phil Chanin - Psychologist

As a therapist who works with many divorcing and divorced people and as a mediator and collaborative coach who helps people through a divorce process, I know all too well how scary and confusing it is for both men and women to navigate through this most difficult time in their lives. Sandy has been immensely helpful to clients I have referred her in facilitating their understanding of their finances and then in guiding them as they explore their financial options. Women and men have reported to me that they have felt more confident in their decision-making and that they worked together better on their divorce settlement as a result of their work with Sandy. I am most happy to have her as a trusted resource for my clients.

Lynn Barton - LCSW

Testimonials From Collaborative Clients

We could not have done it without Sandy! Navigating through the divorce process is confusing and stressful. We didn’t even know where to start. If you are divorcing, you’ll benefit from her knowledge and her excellent client centered approach. She served as the financial neutral in our divorce and was the glue that held the case together. Her ability to remain objective throughout our divorce process while explaining the financial issues allowed us to get a settlement that met the unique needs of our family. An objective understanding of each other’s financial needs helped to make the process less adversarial. We have recommended Sandy to friends and colleagues in the midst of divorce. If you are divorcing, you’ll benefit from her thorough understanding of financial issues and excellent mediation skills. She will provide insights that will help you and the attorneys think more clearly, minimize arguing and unnecessary professional fees.

Dr. Jane Siegel and Hugh McSharry - Nashville

Sandy, as a financial neutral played the most essential role in my divorce process. During such an emotional time, it is crucial to both party’s long-term financial security to have a professional involved whose job is to look at and analyze the numbers. Sandy was completely unbiased, and used her vast knowledge and experience as a financial professional to guide us to a property settlement that both myself and my ex-husband felt was extremely fair. Having Sandy involved in the process as a financial neutral helped to remove the emotion form working out the financial settlement, and made it what it should be: a practical and fair approach to financially separating two lives.

Gweyn Colaberdino - Brentwood

My budget was so wrong! I had no idea that I would be paying taxes on my alimony. Arons & Associates provided invaluable help to me during my Collaborative Law divorce. Because I knew what I needed, I was able to clearly articulate my financial needs and objectives. I have recommended Sandy to friends and feel that her services made a significant difference in my divorce settlement.

Heidi Michel - Franklin

As the Financial Professional on my Collaborative Law team, Sandy helped us understand our financial reality. This gave me a tremendous peace of mind for the future. The fee I paid to Arons & Associates was money well-spent. Thank you Sandy for all your hard work!

Dr. Martha Leonard - Bellevue

Thank you for all your expertise and support during our divorce. I really feel like I have a better understanding of my financial situation and made the best choices available during the divorce negotiations.

Meghan Carlson - Nashville

Sandy helped me understand what amount of money I needed to receive from my divorce settlement so I could afford to get my nursing degree and pay for my living expenses while in school. Her guidance allowed me to feel confident that I knew what I needed to ask for in my settlement. She is very easy to talk to and felt that she was genuinely concerned about the welfare of me and my children.

Meghan Carlson - Nashville

Sandy helped my wife, myself and our attorneys work through the financial issues of our divorce. While I knew that Sandy could help my wife, I really didn’t think that I needed her services. I was wrong. Sandy’s insights saved me money and paid for the cost of her services many times over. She is very professional and accommodating.

Bill Carlson - Nashville

Testimonials From Divorce Financial Mediation Clients

Although we both had fine attorneys during our divorce, it was Sandy’s ability to function as a financial neutral and organize / explain the financial issues that really made the difference in our case and settlement. Divorce is very emotional and it is easy to get swept away in the current. Sandy kept us on track by focusing on the numbers. As she educated us about the finances, our anxiety levels decreased and we were able to think more clearly. Sandy provided invaluable financial insights, advice and support to both of us (and the attorneys) as we navigated the dissolution of our 35-year marriage. She helped us through these difficult waters in a manner that was always professional, positive, helpful and encouraging. Without hesitation, we recommend Sandy if your marriage is ending and your goal is to minimize the cost and drama while having confidence you are making smart choices.

Bill and Sue Snyder - Franklin

Sandy saved us tens of thousands of dollars on legal fees because she was able to do the majority of the divorce discovery work for us rather than us using our attorneys. Her ability to educate both of us about the financial issues of our estate helped to minimize unnecessary bickering. Sandy’s mediation skills allowed us to work out most of the settlement ourselves in a civil process that provided financial insights our well respected attorneys did not address. Sandy also worked well with our attorneys and financial advisor to very efficiently finalize the settlement. We highly recommend Sandy to help you get a financially smart divorce in a process that has minimal turmoil, is client friendly and is an excellent value.

Michele and Jay Sevigny - Franklin

Sandy’s ability to work with both of us, serving as a financial neutral was a critical component in our ability to reach an acceptable settlement while controlling professional fees. She earned our trust through the case and we both relied on her for financial guidance and candid feedback. Sandy worked well with our attorneys. They consistently relied on her to address the financial and tax issues of our case while they addressed the legal aspects. If you are considering divorce, you should understand divorce is 45% emotions, 45% finances and 10% legal issues. Getting your finances in order before you retain an attorney will minimize the emotional and financial costs of your divorce. We highly recommend Sandy to help you and your family through the divorce process.

Blake and Jan Williams - Brentwood

During my marriage I was in dark about our finances. When my husband asked for a divorce I was really scared and concerned about my future. I wish I had hired Sandy before I retained my attorney. Although I had a great attorney, I ended up paying $11,000 just to gather the financial information for mediation. And, I still did not understand the numbers. After meeting with Sandy a few times the week before mediation, I was able to comprehend the financial information I had struggled with for months. Her fees are reasonable and a wise investment. If you are considering divorce, your first step should be to meet with Sandy. She’ll explain the financial topics so you’ll have confidence you know what to ask for and save you a bundle on legal fees.

Cathy Davis - Franklin

While we don’t agree on everything, we do agree that Sandy’s assistance during our divorce process was invaluable. Despite the fact that we both had an attorney, we did not feel comfortable moving forward with the proposed divorce settlement until Sandy had reviewed it and given us feedback. She consistently brought issues to our attention that we had not considered and saved us from making some potentially dreadful financial mistakes. Her ability to speak candidly regarding divorce financial issues helped us both realize when were being stubborn and needed to compromise. If divorce is in your future, see Sandy before you begin the legal process. You’ll get more value from your legal fees and minimize unnecessary emotional stress for you and your kids.

Rick and Donna Marley - Brentwood

Thank you for everything! I value your opinion and really appreciate having you on my team! Diamonds are still a girl’s best friend…But, your expert financial advice is a close second!

Donna Marley - Brentwood

When I was going through my divorce, I was overwhelmed with the amount of stuff I had to think about. Stuff I had always just done. Now I had to consider how it would affect me, my kids and the rest of my life. Sandy helped me to think about items I never would have thought to consider; who would pay for the kids’ cell phones, gas in college, college search trips, music lessons and sports fees? There are many expenses to consider and having Sandy guide my thought process was really helpful. During divorce, it is hard enough to think about getting through your days, much less thinking about what you are going to do in five years. Sandy helped me think clearly so I could articulate what I needed to request in the settlement and why. As a result of her financial guidance and mediation skills, we were able to create a settlement that was acceptable to both parties and avoided the excessive legal fees and the drama of going to court.

Karen Potts - Nashville

I’ll admit that I was skeptical when my wife mentioned hiring Sandy. I was feeling that nobody could be impartial or serve as a financial neutral. I was wrong. Sandy was this and more. Her common sense approach to the financial issues allowed us both to see where we were being unreasonable and her input brought about compromises that made sense. With her help, we were able to craft a settlement that worked for our family. We brought Sandy into our case after our attorneys were not able to settle the case. It was Sandy’s financial insights and skills as a mediator that helped us come to a fair agreement. In retrospect, I wish that we had hired her at the beginning of our divorce process. We would have saved ourselves time, money and emotional turmoil. Thank you, Sandy for a job well done.

Dr. John Potts - Nashville

Sandy was the financial mediator for our divorce. As my now ex-husband and I worked with her, we both came to trust her judgment and objectivity. She was very thorough and worked diligently even weekends and evenings when necessary to help us resolve our differences and move forward. While we each had our own attorney for legal advice, we relied on Sandy’s mediation and financial knowledge to help us and our attorneys address the numbers. It is such an emotional time, and Sandy could diffuse any situation that arose. As we discussed dividing assets and alimony, Sandy helped me have a clear understanding of what the numbers really meant. She invested significant effort to ensure a fair resolution. This helped negotiations move ahead and gave me confidence that I was making good choices. I highly recommend Sandy’s unique mediation process. It is a common sense approach to demystifying a confusing time.

Tracy Avrett - Franklin

Sandy was the financial mediator during my divorce and helped my wife and I make logical financial decisions. We had a long term marriage,so there was a lot of issues to work through. I feel good about the final settlement Sandy helped us make and believe it was very fair to both sides.

After the attorneys received the outline of the divorce proposal my wife and I drafted with Sandy, she was there to answer questions, and work with each attorney to make sure things went as smoothly as possible.

Sandy more than paid for her fees in the unnecessary legal fees she saved us and the financial errors we did not make as a result of her guidance. My wife and I definitely got a financially smart divorce. I highly recommend Sandy and Arons & Associates if you are considering divorce.

Jay Avrett - Nashville

Thank you, Sandy for your continued efforts to help us through the rough spots during our divorce mediation. Your thorough analysis and objectivity allowed me to realize when I was not being reasonable. Divorce is an emotional time and you helped us both see through the fog.

Jay Avrett - Brentwood

Ms. Arons has a deep, concise, caring & practical knowledge of both divorce & finance thus is able to sort out all the ramifications for her client. She really understands the money and knows what’s realistic & what’s not in the long run. She is also very capable of working with both parties very amiably. When working with Sandy, you can expect to spend less time & money in negotiations, wind up with a better settlement plus end your marriage with less bitter feelings. Not to be sneered at in the long run; especially if there are children involved. I totally recommend Ms. Arons as an adjunct to your lawyer if you are considering divorce. Sandy’s top qualities are: Great Results, Expert & High Integrity.

Cathy Entman - St. Thomas, Virgin Islands

Sandy worked with my ex-wife and me as a financial mediator during our divorce. Sandy’s well-honed mediation skills moved us through the divorce process while addressing not only the critical financial issues but also smoothing emotional barriers to reaching agreement. This allowed us to save a considerable amount of time, effort and money on unnecessary attorney fees. I have recommended Arons & Associates Divorce Planning services to friends and believe that their fees were very reasonable and a wise investment.

Steve Entman - Belle Meade

The budgeting exercises that we did with you, as well as the assembly of all the financial information, was invaluable to us in negotiating a settlement that works for our family.

Scott Davis - Franklin

When it’s all said and done, the most you can hope for from a divorce is that any settlement is fair and makes sense for everyone. Working with Arons & Associates resulted not only in a fair and equitable settlement but, did so in a way that was much less expensive, minimized emotional turmoil and was more thoughtful than the traditional legal approach of having two attorneys argue back and forth. I would recommend Sandy to anyone unfortunate enough to find themselves in the process of divorce.

Scott Davis - Franklin

Sandy helped my wife and I clearly understand the money issues of our divorce. I found her process to be very cost effective and sensitive to the emotional issues of divorce. Her financial planning, analysis and mediation abilities are the reason we were able to understand complex financial issues and achieve an amiable divorce with a settlement that was fair for both of us. Her thorough work and communication with our attorneys also helped us minimize the legal expenses. I highly recommend her unique combination of abilities and approach to mediation to get a settlement that is fair to both spouses.

Greg Page - Hermitage

The services provided by Sandy Arons and Arons & Associates was invaluable to my ex-husband and me during our divorce process. She provided both of us with the necessary financial stepping stones so we could come to a fair settlement that we could find agreeable. Sandy is intelligent, easy to communicate with, and always professional. I have recommended her to friends and would not hesitate to do so again in the future.

Kit Swaggert - Nashville

Thank you so much, Sandy. The advice and peace of mind you have given me through this process has been invaluable to me. You have guided me through one of the most difficult things I've ever done and made me feel confident in my financial decisions. Thank you for being so attentive by calling and emailing to check in and keeping me on track each step of the way. I'm so glad that I made the smart decision to hire you to help me and my husband. I have and will continue to recommend you to anyone I know who is considering divorce.

Lauren Grant - Nashville

The financial counseling and education Sandy provided me during my divorce made a significant positive difference in my settlement and is still spilling over into my life post-divorce. Yes, I had a very good attorney but, thanks to Sandy's help, I will be financially secure the rest of my life. Sandy did a great job and helped me so much during a very stressful time that I am happy to write this positive review.

Cyndi Harrington - Hendersonville

“Sandy worked with my wife and myself during our divorce process. We have four children and it was critical the divorce did not destroy our ability to co-parent. We were also concerned about the divorce depleting our resources and children’s education accounts.

Sandy’s ability to explain the financial issues and educate us about the bottom line helped us keep our emotions under control. When we were being unreasonable regarding financial requests, Sandy would tactfully bring this to our attention and help us find a solution that was less self-focused and more acceptable / fair to our spouse. It was obvious that Sandy always had our best interests at heart. Her process was not only affordable and efficient, it also saved us from court drama, a year or more of stressful negotiations and $100,000 in legal fees. More importantly, Sandy’s process will allow us to co-parent our four children. There are some things that are hard to quantify… How do you put a dollar value on sanity from chaos?

We worked with Sandy for 6 months. I have friends who did not work with Sandy and took the traditional route of working with two attorneys. Their divorce process lasted 3 times as long as ours and cost 10 times as much. Worst of all, at the end of their divorces, they disliked each other so intensely they cannot even be in the same room. I can’t image how stressful their upcoming daughter’s weddings will be.

Sandy’s provided critical financial and tax information the attorneys did not address. Her services gave both of us confidence we were making smart choices during negotiations. If you are considering divorce, I highly recommend you contact Sandy before you retain an attorney. "

Brian Petersen - Bell Buckle, TN

Testimonials From Divorce Financial Planning Clients

The budgeting exercises that I did with you, as well as the assembly of all the financial information was invaluable in negotiating a settlement that works for our family. Thank you for your help during this very difficult time. We are very pleased with the final outcome and will definitely refer divorcing friends to you.

Elizabeth Terance - Franklin

I could not have received the divorce settlement that I had wanted and ultimately received without your guidance. Thank you. Thank you. I’m forever grateful.

Michelle Marlow - Franklin

Sandy’s financial counsel was invaluable as I traveled through my divorce. At a very emotional time, she helped me focus on my long term financial goals, develop a budget, and make wise decisions during mediation. She even testified on my behalf when I had to go to court, spelling out clearly and concisely for the judge what the financial issues were and why I needed the support I was requesting. The result was a better outcome than I had anticipated. Clearly, I could not have received that settlement without Sandy’s help and guidance with the financial issues. I would highly recommend that anyone going through a divorce remember that the financial decisions made will affect the rest of your life so it is best to have Sandy and her associates on your side.

Candi Ford - Murfreesboro

After being married for over three decades, it was expected that the separation/divorce process would be emotionally overwhelming. I don’t know what I would have done without Sandy. Early on, she had me fill out a detailed budget that I could not possibly have thought through myself. I came to see that there was a huge discrepancy between what I thought I needed to survive and what I, in fact, needed. As a result of Sandy’s expertise and negotiation skills, I was able to get an extra $1,000 a month in alimony, certainly more than I had anticipated. That’s $12,000 a year! I could not have done this without Sandy’s help. She also counseled me on how to get the most benefit out of attorney fees, which, believe me, can be extremely high! She is an exceptional professional who leaves no stone unturned when it comes to her client’s welfare. She empathizes well to the whole range of emotions involved in separating from one’s spouse; she knows how to help each client on the most personal level. Sandy’s help was worth more than I can ever express. Thank you, Sandy, for a job well done!

Linda Dimengo - Las Vegas, NV

After my divorce was over, I didn’t realize I needed to create a new ‘Living Will’ or ‘Health Care Proxy’ assigning someone other than my ex-spouse to make medical decisions for me if I was in an accident. My divorce attorney never mentioned these issues. The After-Divorce Financial Survival GuideI received from Arons & Associates included this and other invaluable information, too. I’d recommend it to every divorcee.

Paul King - Nashville

I was in such a fog from the emotional stress of my divorce that I could not think straight. Sandy knew what we needed to do. She organized boxes of loose paper and created budgets, spreadsheets and graphs. When Sandy was done with her analysis, I knew how much alimony I needed to live each month including taxes and saving for retirement. She worked tirelessly with my attorney and I before and during mediation to develop and execute a successful strategy. Detail should be Sandy’s middle name. She provided my counsel with the financial ammunition that we needed to get what I wanted. She also worked equally hard after mediation to ensure that there were no loose ends. I don’t know what I would have done without her.

Sherry Horner - Nashville

Her software can generate reports and graphs that are easy to understand and that communicate volumes of information very concisely. Sandy is very thorough. She also knows how to present information that your attorney needs and wants. Sandy’s years of sales and negotiations allow her to anticipate potential objections from your spouse and overcome those objections. Mediators appreciate the clarity her analysis brings to the table. The opposing counsel won’t want Sandy on your side.

Tim Davis - Nashville

Sandy helped me tremendously in the divorce process. She offered so much more help than my lawyer AND counselor. She listened to me intently, worked hours going over piles of financial information and gave me sound advice. I highly recommend her!!

Caroline Edwards - Hendersonville

The software that Sandy uses and the graphs and reports that it generates makes mediation much less combative and more of a discussion. It is hard for the opposition to argue with facts.

Dr. Carla Retief - Brentwood

Financial mistakes made during this stressful time will affect you and your children for the rest of your lives.

June Sweet - Boca Raton, FL

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